$3,600,000

Located on Cardiff-by-the-Sea s coveted Front Row, this rare 4-bedroom, 3-bath, approximately 2,340 sq. ft. coastal residence captures spectacular whitewater views and offers an exceptional lifestyle just moments from the sand, Cardiff Reef, and the heart of the village. Enjoy morning surf sessions, sunset beach walks, nearby dining and coffee, and easy access to Cardiff State Beach, San Elijo State Beach, the San Elijo Lagoon trails, and the shops and restaurants along San Elijo Avenue and Coast Highway 101. 4 parking spots. Masterfully renovated with high-end designer finishes and permitted improvements, the home blends elevated coastal design with thoughtful functionality. The main level welcomes you through a spacious foyer featuring a custom built-in entry drop zone, then opens into an airy living space centered around a fireplace and custom entertainment built-ins. A large sliding glass door extends the living area onto the front lawn, creating a seamless indoor-outdoor connection framed by breathtaking whitewater ocean views. The designer kitchen is finished with upscale materials and flows naturally into the dining area and a generous walk-in pantry. A bedroom and full bath on the main level provide flexibility for guests, multigenerational living, or a private home office. Upstairs, the expansive master suite features soaring ceilings, a private balcony, and sweeping views across the Pacific, Cardiff Reef, and the San Elijo Lagoon. A generous guest bedroom and additional guest bath complete the main upper level. One of the home s most distinctive features is found just beyond the upstairs guest-room slider, where a private breezeway leads to a separate fourth bedroom positioned above the garage an incredibly versatile space ideal for a home office, gym, studio, or private guest retreat. Between the downstairs bedroom and garage, a gated private patio creates the perfect post-surf retreat, complete with an outdoor shower. Rinse off after a morning at Cardiff Reef, step inside, and enjoy a home designed around the quintessential Cardiff lifestyle. With whitewater views, permitted designer renovations, flexible living spaces, exceptional indoor-outdoor flow, and a Front Row location near one of North County s most celebrated stretches of coastline, this is a truly rare opportunity to experience Cardiff-by-the-Sea at its best.